NDIS property insurance

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At allinsure, we understand that NDIS properties come with unique risks and requirements—standard insurance simply doesn’t cut it.

Leveraging our extensive network of specialist insurers and nearly 20 years of award-winning expertise, we’ve crafted a two-stage insurance solution to safeguard your investment at every phase, from vacancy to tenancy. Whether it’s prolonged unoccupied periods or the complexities of commercial leases on residential properties, we’ve got you covered.

Why NDIS Property Insurance?

NDIS properties aren’t like typical residential investments. From certification delays to higher rebuilding costs and multi-tenant arrangements, the risks are distinct. Traditional landlords policies often leave gaps—limiting vacancy coverage to 60 days or excluding business use. Our experienced team can tailor a solution to fill these gaps with:

  • Unoccupied Property Cover: Protection during certification and participant placement, with coverage for fire, theft, malicious damage, and more.
  • Tailored Landlord Policy: Comprehensive building, contents, and liability coverage once occupied, designed for NDIS-specific needs.

With allinsure, you get seamless, expert-backed protection and advice that adapts as your property moves from vacant to tenanted.

Coverage That Fits

Traditional insurance can leave your NDIS property exposed during periods where the property is unoccupied. allinsure can help fill fills this gap with specialised coverage tailored for NDIS housing.

We’ve worked closely with out insurer partners to develop a unique two-stage solution which takes into account the specific requirements of these properties, minimising your risk and protecting your investment into the future.

Stage 1: Unoccupied Property Cover

Before your property is occupied, it’s more vulnerable to risks such as theft and malicious damage. Unoccupied Property Cover ensures you’re protected during this critical phase. Given the complexities of covering NDIS properties, this stage of cover can be difficult to find and is often overlooked, creating significant risk. Our unique solution addresses this and provides:

FLEA Cover (Fire, Lightning,Explosion/Earthquake, Aircraft)

Malicious and Accidental Damage ($50,000 limit)

$10 million Liability Coverage

Glass cover up to $15,000

Accidental Damage up to $50,000

Theft up to $10,000

Stage 2: Tailored Landlord Policy

Once your property is occupied, our advisers will work with you to transition to a tailored landlords policy which has been designed to accommodate the complex needs of NDIS housing.

This specialised cover takes into account the unique leasing structure of these properties along with the higher risk profile created by their use and higher replacement cost. This coverage includes:

Building and Contents Cover

Loss of Rent

$20 million Liability Coverage

Theft, Accidental and Malicious Damage

Optional Flood Cover (subject to approval)

Our Network, Your Advantage

As a proud member of Insurance Advisernet Australia, we partner with Australia’s leading insurers to deliver tailored solutions for your NDIS property coverage that are unmatched by standard products currently in the market

Our advisers understand the complexities involved with insuring NDIS properties and work closely with our insurer partners to provide coverage for unique situations such as:

  • Extended vacancy periods (up to 12 months or longer if needed)
  • Higher replacement costs and accidental damage risks
  • Complex lease structures with multiple unrelated tenants
  • Commercial use in a residential setting

As one of Australia’s most awarded insurance advisers, we bring unrivalled confidence, choice, and value to every policy.

HOW IT WORKS

Getting started is simple:

01

Submit Your Details: Complete our Initial Information Request Form to kick off the process.

02

Secure Stage 1 Coverage: Receive a quote within one business day 24 hours for Unoccupied Property Cover—protection starts at Practical Completion Inspection (PCI).

03

Transition Seamlessly: Once tenanted, contact us for a Tailored Landlord Policy quote to ensure continuous coverage.

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IN YOUR CORNER

When the unexpected happens, you need a team you can trust. Our dedicated claims management takes the pressure off, ensuring you get the best outcome—fast. With allinsure, you’re never alone.

Ready to protect your NDIS property? Call us at 1300 955 682 or complete our Initial Information Request Form today.

GENERAL ADVICE WARNING

This communication including any weblinks or attachments is for information purposes only. It is not a recommendation or opinion, your personal or individual objectives, financial situation or needs have not been taken into account. This communication is not intended to be a constitute personal advice. We strongly recommend that you consider the suitability of this information, in respect of your own personal objectives, financial situation and needs before acting on it. This document is also not a Product Disclosure Statement (PDS) or a policy wording, nor is it a summary of a particular product’s features or terms of any insurance product. If you are interested in discussing this information or acquiring an insurance product, you should contact your insurance adviser to obtain and carefully consider any relevant PDS or policy wording before deciding whether to purchase any insurance product.”